ATM Surcharge-Free Locations

The Exchange
The Exchange - ATM Locations
In addition to using all Energy Credit Union ATMs at no charge for withdrawals, deposits and PIN changes, members have access to over 3,300 surcharge-free ATMS in Canada that display THE EXCHANGE® Network logo. This provides TECU members access to their accounts without paying additional charges. Click on the Exchange logo to find specific ATM locations. You can search by institution or by city.


One of the many benefits of being a credit union member is having surcharge-free access to your money at hundreds of credit union Automated Teller Machines (ATMs) across the country.  This is possible thanks to the ACCULINK service, which connects more than 1,800 credit union ATMs at almost 400 credit unions across the country.

The ACCULINK service enables more than five million credit union members to withdraw funds, make deposits, change their PIN, transfer balances and make account inquiries at participating credit union ATMs without having to worry about paying any additional fees (standard account charges still apply). Credit union members should look for the ACCULINK logo on the ATM and on the back of their credit union debit card.

Going South?

The Exchange

Going south for work or pleasure? Look for the Accel logo at over 360,000 ATMs whenever and wherever you are traveling in the United States.  As a Canadian Exchange cardholder, you can withdraw money from any ATM displaying the Accel logo and the vast majority of them will be surcharge free to you. Deposits are only allowed at EXCHANGE ATMs in Canada, so if you are going to be away for an extended period and need to deposit to your account, plan ahead and talk with your financial institution about other options available to you.

ACCELMany financial institutions also offer access to the Accel Point of Sale (POS) debit network in the United States. The Accel network is one of the largest POS networks in the United States with more than 3,000,000 merchant locations in the network.

The Accel network in the United States works exactly the same way debit card purchases work at home. Purchases are paid for by swiping or inserting your debit card and verifying the transaction with your confidential PIN. As an added value, a cash back option is also available at the majority of merchants.

From BC to Newfoundland, credit union members have access to over 4400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®.

Leave ATM surcharges behind you.

We’ve all been dinged by surcharge fees at an ATM that wasn’t our own. But as a member of the Energy CU, you don’t have to rely on our ATMs to keep from getting dinged ever again. In fact, you’re part of one of the largest surcharge-free ATM networks in the country.

Any credit union ATM is your credit union ATM.

Belonging to a national ATM network means you can bank ding free from sea to sea, with access to a national network of surcharge-free ATMs – a network bigger than most banks. Just look for a ding free sign on your ATM, and say goodbye to those pesky surcharge fees.

Get the ding free locator app today.

Available for iPhone, Android, Windows and Blackberry devices, our new ding free® locator app can help you find the nearest surcharge-free ATM – wherever you are. To get yours for free, visit


*The information uploaded onto the application is based on the accuracy of the information provided to THE EXCHANGE.